If You Need Information On Bears Mini Then This is Where You Want to Be
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 AVON SWINGING HOLIDAY DECORATIVE MINIS BEARY CHRISTMAS  US $4.99
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 Hallmark Ornament Mini FOREVER FRIENDS 2 2005 US $7.99
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 Cherished Teddies Mini PAWS FOR PATRIOTISM Bear US $7.00
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 Hallmark 1997 SAILOR BEAR Teddy Bear Sailboat Patriotic US $3.96
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 BACK TO THE FURTURE US $2,999.99
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 RUSHING HEROS FOOTBALL GAME DUAL SCREEN COIN OP ARCADE US $499.99
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 EA SPORTS PGA WORLD TOUR GOLF III 3 ARCADE COIN OP GAME US $969.00
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 73 Drag Racing Funny Car Hot Rod Pictorial Book Shahan US $13.49
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 NEW Coca Cola Coke Miniature Playing Cards Keychain US $5.99
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 HUGE LOT OF 37 SUPERMAN COMICS 1970s 1990s LOT 2 US $85.00
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 Cherished Teddies MINI BEAR CONGRATULATIONS NIB US $5.00
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 San X Nyanko mini cup Sticker set of 20 Bandai Gashapon US $2.99
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 Teddy Bear 6 Mini Cavity Cake Pan Wilton Aluminum a US $5.99
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 San X Mikan Bouya mini coins Purse Keychain Full set 5 US $9.99
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 Teddy Bear 6 Mini Cavity Cake Pan Wilton Aluminum b US $5.99
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 8x10 COLOR TINTED PHOTO GINA LOLLOBRIGIDA ROCK HUDSON US $14.50
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 Free Form Crystal Mini Bear Figurine Cobalt Jade Fish US $9.99
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 New Free Form Crystal Mini Polar Bear Figurine Cobalt US $9.99
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 Peanuts Snoopy Charlie Lucy Linus Mini Japanese Tea Set US $4.99
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 Masked Kamen Rider FAIZ 555 Mini Figure Full set of 7 US $9.99
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 FIREBALL 3 LINE NICKLE 3 WHEEL CASINO SLOT MACHINE US $439.00
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 TO FU KIDS OYAKO YUJIN Poison To Fu Mini Phone Strap US $3.00
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 Conversations with Santa 1994 Hallmark Ornaments magic US $19.95
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 Sanrio Hello Kitty Bear Mini Spiral Notebook US $1.50
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 Old World Christmas MINI TEDDY BEAR Ornament 12059 US $4.95
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 Peanut Snoopy Woodstock Charlie Lucy Linus Mini Tea Set US $4.99
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 San X mamegoma cup Sticker set of 11 Bandai Gashapon US $2.99
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 CARE BEARS FIGURE FIGURINE SET OF 8 GREAT GIFTS US $13.50
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 Log Cabin Design Patchwork Quilt Top Roses Wall Hanger US $24.99
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 PHOTOS 6 MINI VIEWS YELLOWSTONE NATIONAL PARK US $14.99
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 Hallmark Mini Ormt 93 MARCH OF THE TEDDY BEARS 1 US $5.00
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 Hallmark Miniature 1990 Bear Hug Ornament MINI ORNAMENT US $4.95
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 75 Mini Survival Boot Knife Sheath Day Hiker Camping US $6.00
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 Hallmark Mini 93 BABYS FIRST CMAS Bear Jack In BOX US $5.00
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 Cherished Teddies LOVE Bear Holding Love Letters NIB US $7.00
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 DISNEY MINI BEAN BAG HUMPHREY THE BEAR 8 US $9.99
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 Mini Bears with insert sealed wilton cake pan tin care US $20.00
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 MINT 1940s SMOKEY BEAR PRAYER MINI ADVERTISING SIGN US $9.99
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 Franklin Mint Heirloom Sue Willis Bear Collector Plate US $19.99
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 CARE BEARS FIGURE FIGURINE SET COLLECTION OF 8 FUNNY US $13.99
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 METEORITE Low Known Weight IAB Iron OCATE NM 475g US $14.50
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 Disney Epcot Figment Dreamfinder Limited Edition Pin US $1.56
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 Disney Mickey Mouse Halloween Pumpkin Mini Pin US $.80
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 Disney Mini Cute Marie Cat Pin US $.99
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 Disney Minnie Mouse Halloween Pumpkin Mini Pin US $.69
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 Pair of Bears Grizzly Bear cookie cutter cutters set US $7.99
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 BOUQUET in ANTIQUE BLUE GLASS INKWELL VINTAGE POSTCARD US $.99
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 1 15 mini TEDDY BEAR cookie cutter cutters new SALE US $3.99
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 RELIGIOUS ITEM TEDDY BEAR CARDSMAGNETCARDMAILER US $.99
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 BOYDS BEARS CERAMIC 9 PIECE MINI TEA SET NIB US $12.99
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 Authentic Guinness 20 oz Made in Dublin Beer Bar Glass US $2.99
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 BOYDS LONGABERGER2010 ROSE BASKET TREASURE BOX1E US $19.99
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 MINI POCKET SMOKING PIPE THAI BRIAR HANDICRAFT US $.99
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 Lot of 19 Precious Moments collectibles US $39.99
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 WILTON LOT3EUC UMBRELLA 95BEAR 91DINOSAUR 93 US $8.50
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 CAMP NATARSWI GIRL GUIDE NECKERCHIEF MINI BEAR PATCH US $.99
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 VINTAGE ADORABLE MINIATURE PANDA BEAR FIGURINE SET 25 US $2.99
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 Swarovski Crystal Bear Sitting Retired 7664 Mint US $29.95
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 Cherished Teddies Figurines Nice Lot US $9.99
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 Care Bears BEDTIME BEAR Plush Doll and Mini Ornament US $12.99
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 Care Bears BEDTIME BEAR with Sleep Hat Plush Doll BONUS US $12.99
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 Turquoise BEAR w fish Fetish JEWELITA QUAM MAHKEE Zuni US $38.00
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 SPIKE NODDER BOBBER 2 pc BEAR Salt Pepper Shakers SP US $6.75
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 MINI ROSES in ANTIQUE PAINTED TEACUP VINTAGE POST CARD US $.99
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 BADGER Zuni Pueblo Sandstone Fetish by ED LEMENTINO US $24.00
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 PY stacking dressed up BEARS salt and pepper shaker SP US $.99
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 Care Bears CHEER BEAR Plush Doll w Bonus Mini Ornament US $12.99
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 Care Bear Cousin COZY HEART PENGUIN Bonus TENDERHEART US $12.99
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 Care Bears SINGING KING FUNSHINE Plush Doll with Bonus US $14.99
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 America America Series Terry Redlin Mini Plate LOOK US $5.99
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 Coca Cola 100 Mini Polar Bear Coke Ornaments ONE Bid US $41.91
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 Longaberger Medium Garden Splendor Garter US $10.00
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How to Recover Vehicle Damage Costs in a Michigan Car Accident (Mini-Tort)
Under specific circumstances, Michigan drivers can recoup some of their out-of-pocket costs to fix damage to their car via the Michigan mini-tort law. These circumstances are outlined below as well as what steps can be taken to recover some of these costs.
What is Mini-Tort?
Michigan no-fault laws do not require collision coverage. That is where the limited property damage liability or mini-tort provision comes into play. Limited property damage liability, known as the mini-tort exception allows for accident victims to recover up to $500 of their vehicle repair costs under certain circumstances. The purpose is to compensate a person involved in a car accident that was not at-fault for out-of-pocket expenses resulting from the collision. Michigan’s mini tort law is premised upon people being free to purchase their own collision coverage. If an individual has existing collision coverage, the full vehicle repair costs from the accident will be paid from that policy. However, even if someone has collision coverage, he can still make a mini tort claim for incidental, out-of-pocket expenses such as a deductible. There are varying degrees of collision insurance, but generally speaking it covers the cost of repairs to the driver's own vehicle.
How do you qualify and what can be collected?
If you are without collision coverage on your car, or your coverage is limited, and you are less than 50 percent at fault for the accident, you can recoup some of your out-of-pocket costs to fix your car via the mini-tort. How much you can recover depends on how much fault you bear. For example, let's say the damage to your car amounts to $100 and the other driver is deemed 75 percent at fault for the accident. Then he or she would pay $75. These cases are normally handled in a small claims court, but either party involved in the Michigan car crash may ask to have the case moved up to a higher jurisdiction.
How do you file a Mini-Tort claim?
To obtain your mini tort coverage, you can write a letter to the insurance company of the person who caused the accident, and request the money. Include the police report proving the person who caused the accident was at-fault; a declaration sheet from your own insurance company showing your coverage; and an estimate of vehicle repairs and/or photos including the license plate. You have three (3) years from the date of the car accident to file a mini tort lawsuit or collect your mini tort claim. After three years, your claim will be time-barred and you will be unable to collect your mini tort claim under Michigan law.
For more information on Michigan mini tort as well as a sample letter that you can send to request reimbursement, visit Michigan Auto Law’s web page Michigan Mini Tort Information and Sample Letter.
To learn more about protecting yourself in an auto accident, visit the Michigan Auto Law Car Accident Legal Help and Legal Resource Center which includes tips and advice on dealing with your car insurance company, what to do after an accident, and understanding your insurance rights.
About the Author
Michigan Auto Accident Attorney Steven M. Gursten is recognized as one of the nation’s top experts in serious car and truck accident injury cases and automobile insurance no-fault litigation. Steve has received the largest jury verdict for an automobile accident case in Michigan in four of the past seven years, including 2008, according to Michigan Lawyers Weekly.
